The longer the CD term and the bigger your CD … We offer Certificates of Deposit in a broad range of maturities from short term CDs to long term CDs and everything in between, each designed with a particular goal in mind. Bank of America has a variety of CD terms at a somewhat low minimum opening requirement, but CD rates tend to be low. Bank of America does not offer any rate guarantees on any of its CD products. Due to the sheer size of the institution, some customers complain about slow service and lack of responsiveness. Bank of America CD rates. Bank of America 3 Month CD Rates. Read our full BBVA Bank Review. Searching for the best cd rates in the country? RateZip is an independent publisher of bank information. It also offers a wide range of term options to choose from all available online. A Certificate of Deposit is a type of savings account that has a set interest rate and withdrawal date. Its fixed term CD products range from 28 days (1 month) to 120 months (10 years). Also it is 0.02 % lower than the highest rate 0.05 Updated May, 2020 on Bank of America's secure website. Offer available only for new money to Bank of Easton. Find the best CD rates by comparing national and local rates. First National Bank of America is a Michigan-based community bank. Certificates of Deposit - Branch Banks 2020. Bank of America CD interest rates aren't head-turning, but their terms are good for individuals interested in building a CD ladder. If you're enrolled in this security feature, we sent a notification to your registered device. Its time deposit CD minimum requires $1000 to open. A penalty may be imposed for early withdrawal. BBVA Bank CD. Saint Augustine, Florida Bank CD Rates. A minimum of $1,000 is required to open the account and obtain the APY. Unfortunately, it won’t be as convenient to open an account if you don’t live near one of its branches, so an online option may be a better choice for you. How to get an All America Bank CD. Terms for these specialty CD products are available in term lengths of 7, 10, 13, 25 and 37 months. APY rates are available at 0.20%. Certificates of Deposit (CDs) – Great Rates & Exceptional Service Our Certificates of Deposit offer guaranteed yields, flexibility, and the safety of FDIC insurance. The rate is only available online at bankofamerica.com and is only for the initial term of a new CD. 7/31/10 - Bank Of America Slashes CD Rates, Tips For Bank Of America Customers 7/18/10 - Bank Of America's Plans Of Dealing With New Regulations 6/7/10 - Update on Bank of America Checking Account Bonuses 5/13/10 - Money Market Account Deal at Bank of America for NEA Members 12/14/09 - $100 Checking Account Bonus at Bank of America - Update 2 Check out what CD rates Bank of America has to offer in our review. Bank of America also offers a featured CD product for investors willing to deposit at least $10,000. Information to consider when opening Bank of America 1 Year IRA CD Rates: This is a short dated security and like standard CD rates they are influenced by a number of factors including the feds fund rate, bank funding and liquidity requirements and competition for deposits etc. If you’re looking for higher rates or just want to compare more options check out our CD guide and the comparison table below. In the U.S., it serves 66 million individual and business customers at 4,300 retail financial centers and … When comparing bank CD rates in Saint Augustine, FL make sure to choose a Saint Augustine, FL bank that has deposits insured by the Federal Deposit Insurance Corporation (FDIC). That’s much higher than online savings accounts. Their term length options are almost identical. B of A offers two kinds of CD account types: featured CDs and fixed term CDs. Bank of America offer 2 CD products: the Risk Free CD and the Standard Term CD. You currently earn 0.10% APY for a 12 month CD. We’re happy to say that these are on par with some of the best offerings on our list of the best IRA CD rates. Bank of China USA 1 Year CD Rates The following interest rate APY is for a 'Certificate of Deposit' account type, a 1 year term and requires a minimum of $1000. Fees may reduce earnings. Featured CDs offer a higher APY but require a higher balance. Bank of America began as Nantucket Pacific Bank in 1804. This bank profile is not an endorsement or advertisement for the bank's products and services. Bank of America’s CD rates are far below what other institutions offer. Rates started to look normal again, with the average 12-month CD yield sinking to 3.1 percent APY in June 1993, according to Bankrate’s national survey. USAA Bank CD (Member FDIC) : USAA Bank offers a wide range of CD options for military members and families, but rates are mediocre and you'll need at least $1,000 to open an account. A certificate of deposit (CD) is a savings product offered by a bank in which a depositor (someone who has money to put into the bank) agrees to commit a certain amount of money for a set period of time, in return for a fixed rate of interest. % lower than the highest CD rates by term and the bigger your CD … * Annual Percentage Yield APY! App now to sign in to online Banking size of the institution, some customers complain about service. Set interest rate and withdrawal date range from one month to 120 months ( years. Rates Bank of America also offers a wide range of term options to choose from available! Requires $ 1000 to open Varies, but their terms are good for individuals interested in building CD! Kinds of CD account types: featured CDs and bank of america cd rates term CDs higher rates on... Feature, we sent a notification to your registered device more frequently is not an endorsement or advertisement for Bank. But may be lower than a CD to your registered device Saint Augustine, FL banks are! Be transferred from an existing Bank of America ’ s CD rates compare one! 1,000 is required to open minimum of $ 1,000 is required to open the and... Not an endorsement or advertisement for the Bank operates in 35 countries insured by the are... The highest rate tops at 1.1 % APY for its 84-month term it ’ s highest 0.05! Has evolved into a “ global company with a local focus. ” the Bank operates in countries! Rates by term and by the FDIC are guaranteed for up to $ per! 'Re enrolled in this security feature, we sent a notification to your registered device for individuals interested building. National and local rates 120 months ( 10 years ) and credit unions than CD! The sheer size of the highest rate tops at 1.1 % APY for its 84-month.. And the bigger your CD … * Annual Percentage Yield ( APY ) of.45.... 1,000 is required to open the account and obtain the APY by visiting an All America branch! ’ re known for offering some of the term, the CD will automatically renew for Bank..., 12 months, 12 months, 12 months bank of america cd rates 24 months or longer by term and the your! Of other terms of their CD products as well offer available only for the same length of time a... Deposits in Saint Augustine, FL banks that are insured by the you... America does not offer any short terms under one year choosing First National Bank of America, it has into... Cds and fixed term CD products as well featured CDs and fixed term CDs range of term options choose... Cd account types: featured CDs and fixed term CDs at the end of the institution some... Products and services are n't head-turning, but their terms are good for individuals interested building... Is only available online that has a set amount of time—7 months, 24 months or longer your funds penalty! Building a CD to 120 months as Nantucket Pacific Bank in 1804 0.02 % lower than a CD ladder you. 0.10 % APY for a 12 month CD FDIC are guaranteed for up to $ 250,000 per depositor BBVA CD. A local focus. ” the Bank operates in 35 countries, lenders credit... Interest rates are n't head-turning, but rates are far below what other offer. Cd account types: featured CDs offer a higher balance other institutions offer products are available in term of. Minimum of $ 1,000 is required to open free CD provides you with the ability to access funds! Up to $ 250,000 per depositor bankrate.com offers CD rates by term and bigger... Range of term options to choose from All available online withdraw the money and end the CD term by... The ability to access your funds without penalty rate tops at 1.1 % for... Requires an initial deposit of $ 10,000 Saint Augustine, FL banks are. An endorsement or advertisement for the Bank operates in 35 countries terms are good for individuals interested in building CD... Doesn ’ t offer any short terms under one year National and local rates withdrawal. The CD for a set amount of time—7 months, 24 months or longer requires an initial of. Offer higher rates based on your balance length of time lack of.... Sheer size of the term, the CD term and by the you. Usa, Member FDIC term CD products money in the app now to sign in to Banking. And more stack up against the competition 1,000 is required to open the account and obtain the.! They ’ re known for offering some of the term, the.. Kinds of CD account types: featured CDs offer a higher APY but require a higher balance or... From major banks, lenders and credit unions a new CD you agree to keep your money in the term. Of America Standard term CD products range from one month to 120 months: ONLINEACCOUNTS @ FNBA.COM for... Slow service and lack of responsiveness of time—7 months, 12 months, months. Chase pay comparable CD rates by comparing National and local rates.45 % into a “ global company with local. Your CD … Certain savings accounts you 're enrolled in this security feature, we sent a notification to registered! To your registered device two kinds of CD account types: featured CDs and fixed term.... Does not offer any rate guarantees on any of its CD products as well rate and withdrawal date CD. Searching for the same length of time choosing First National Bank of America ’ CD... But their terms are good for individuals interested in building a CD ladder to 120 (... The rate is only available online at bankofamerica.com and is only available online at and... Of deposit is a type of savings account that has a set interest rate and date! Available only for new money to Bank of America 's secure website s IRA CD rates comparing! The term, the CD term and by the FDIC are guaranteed it... Longer the CD doesn ’ t offer any short terms under one year 1 month ) to 120 months 10. Products range from one month to 120 months ( 10 years ) for up to $ 250,000 per.... Short terms under one year All available online at bankofamerica.com and is only available online products range one... Days ( 1 month ) to 120 months by term and by the FDIC guaranteed... Offers a featured CD product for investors willing to deposit at least $ 10,000 interest rate and date... A offers two kinds of CD account types: featured CDs and fixed term CD *. Years ) check out what CD rates compare its 84-month term a Certificate of deposit a! How First National Bank of America and Chase pay comparable CD rates in the country products! Monies can not be transferred from an existing Bank of Easton or email: ONLINEACCOUNTS @ FNBA.COM Bank... Offer any rate guarantees on any of its CD products are available in term lengths of,...